Top 6: Most Popular


Our experts analyzed 3,476 credit cards to find the 6 best credit card offers from our partners.The best credit cards will pay you cash back, offer luxury perks, provide travel rewards, and help you quickly pay off existing balances.  
Explore our top picks and start getting rewarded.

BEST SIGN-UP BONUS CREDIT CARD

     7,800 Reviews

Chase Sapphire Preferred® Card

Rewards Rate
2X      points on travel and dining at restaurants worldwide

1X      1 point per dollar spent on all other purchases

  Good to ExcellentCredit Recommended (670-850) 
at Chase’s Secure Site
THIS CARD IS BEST FOR
    Getting a large sign-up bonus of flexible Chase Ultimate Rewards points

Why Apply?

After spending $4,000 within the first 3 months, you’ll earn 60,000 sign-up bonus points ($1,200 in value), which take on 25% more value when redeemed through Chase Ultimate Rewards. Considering how many travel partners Chase has, those points are extremely versatile.

At A Glance

Intro Bonus

60,000 points

Annual Fee

$95

Regular APR

16.99%–26.99% variable

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $725 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred® named a ‘Best Travel Credit Card’ by MONEY® Magazine, 2016-2017
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
  • No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards

Rates & Fees

Annual Fee

$0 Intro for the First Year, then $95

Intro Purchase APR

N/A

Regular APR

17.74% – 24.74% Variable

Intro Balance Transfers APR

N/A

Travel Rating:

4.3 of 5 

Rewards Value:  4.0

Annual Percentage Rate:  2.3

Rewards Flexibility:  4.8

Additional Features:  4.0

BEST CASH BACK CREDIT CARD FOR EVERYDAY SPENDING

    26,257 Reviews

Discover it® Cash Back

Rewards Rate
5%     Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.

1%     Earn 1% unlimited cash back on all other purchases – automatically.

  Good to ExcellentCredit Recommended (670-850) 
at Discover’s Secure Site
THIS CARD IS BEST FOR
    Earning a large first-year cash bonus on everyday purchases

Why Apply?

This card offers huge everyday earning potential considering the 5% cash back rewards rate on rotating categories like gas stations, grocery stores, restaurants, Amazon.com, wholesale clubs, and more (up to the quarterly max). Discover will also match all the cash back you earn at the end of your first year, which is a tough cash offer to pass up.

At A Glance

Intro Bonus

Cashback Match™

Annual Fee

$0

Regular APR

13.74% – 24.74% variable

  • Intro Offer: Discover will match all the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive Free Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.

Rates & Fees

Annual Fee

$0

Intro Purchase APR

0% for 14 months

Regular APR

13.74% – 24.74% Variable

Intro Balance Transfers APR

0% for 14 months

Cash Back Rating:

4.1 of 5 

Rewards Value:  4.6

Annual Percentage Rate:  4.1

Rewards Flexibility:  4.1

Additional Features:  2.0

BEST TRAVEL REWARDS CREDIT CARD

    9,755 Reviews

Capital One® Venture® Rewards Credit Card

Rewards Rate
10X   Earn 10X miles on thousands of hotels; learn more at hotels.com/venture

2X    Earn 2X miles on every purchase, every day

  Good to ExcellentCredit Recommended (670-850) 
at Capital One’s Secure Site
THIS CARD IS BEST FOR
  Booking and paying for hotels through hotels.com/venture

Why Apply?

Straightforward rewards aimed at frequent travelers. With a generous sign-up bonus of 50,000 miles and a high rewards rate of two miles per dollar of spending, the Venture Card is a wise choice for simple travel rewards, especially for hotels.

At A Glance

Intro Bonus

50,000 miles

Annual Fee

$95, waived first year

Regular APR

14.74% – 24.74% variable

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Named ‘The Best Travel Card’ by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Rates & Fees

Annual Fee

$0 intro for first year; $95 after that

Intro Purchase APR

N/A

Regular APR

14.74% – 24.74% (Variable)

Intro Balance Transfers APR

N/A

Travel Rating:

4.3 of 5 

Rewards Value:  4.0

Annual Percentage Rate:  2.3

Rewards Flexibility:  4.8

Additional Features:  4.0

BEST NO ANNUAL FEE CREDIT CARD

    9,884 Reviews

Chase Freedom Unlimited®

Rewards Rate
1.5% Unlimited 1.5% cash back on every purchase — it’s automatic!
  Good to ExcellentCredit Recommended (670-850) 
at Chase’s Secure Site
THIS CARD IS BEST FOR
  Earning more than 1% cash back on every purchase without paying an annual fee

Why Apply?

For those interested in simple, predictable rewards, the Chase Freedom Unlimited is a top contender. Without paying an annual fee, you’ll earn 1.5% cash back on every purchase made. This card also has a generous sign-up bonus of $150 when you spend $500 in your first 3 months.

At A Glance

Intro Bonus

$150

Annual Fee

$0

Regular APR

16.99% – 25.74% variable

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase – it’s automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee

Rates & Fees

Annual Fee

$0

Intro Purchase APR

0% Intro APR on Purchases for 15 months

Regular APR

16.99% – 25.74% variable

Intro Balance Transfers APR

0% Intro APR on Balance Transfers for 15 months

No Annual Fee Rating:

3.5 of 5   

Rewards Value:  2.9

Annual Percentage Rate:  2.2

Rewards Flexibility:  4.4

Additional Features:  3.0

BEST BUSINESS CREDIT CARD

New! Ink Business Unlimited℠ Credit Card

Rewards Rate
1.5%    Earn unlimited 1.5% cash back on every purchase made for your business
  Good to ExcellentCredit Recommended (740-850)
at Chase’s Secure Site
THIS CARD IS BEST FOR
  Simplifying credit card rewards for business owners

Why Apply?

You have options with the Ink Business Unlimited Credit Card. Either maintain a simple rewards program for your business, knowing that you are earning 1.5% cash back on every purchase made with the card, or pair it with a premium card like the Ink Business Preferred and convert your cash back into Chase Ultimate Rewards points. All of that with no annual fee and a big sign-up bonus, and you have a great credit card for any business.

At A Glance

Intro Bonus

$500

Annual Fee

$0

Regular APR

14.99% – 20.99% variable

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No Annual Fee

Rates & Fees

Annual Fee

$0

Intro Purchase APR

0% Intro APR on Purchases for 12 Months

Regular APR

14.99% – 20.99% Variable

Intro Balance Transfers APR

0% Intro APR on Balance Transfers for 12 Months

Business Rating:

3.6 of 5   

Rewards Value:  3.4

Annual Percentage Rate:  0.5

Rewards Flexibility:  4.1

Additional Features:  3.0

BEST STUDENT CREDIT CARD

    1,099 Reviews

Discover it® Student Cash Back

Rewards Rate
5%    Earn 5% cash back in rotating categories each quarter like gas stations, grocery stores, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate.

1%    Earn 1% unlimited cash back on all other purchases – automatically.

  Good to ExcellentCredit Recommended (580-740)
at Discover’s Secure Site
THIS CARD IS BEST FOR
  Saving cash while building credit in college

Why Apply?

College students will love the 5% cash back on rotating categories each quarter like gas stations, grocery stores, restaurants, and Amazon.com upon activation (up to the quarterly max). Plus they get 1% cash back on non-bonus category purchases. That bonus rewards rate drops to 1% after spending $1,500 per quarter, which is just enough to cover typical college expenses without running up a daunting bill. In short, this card offers everything you need and nothing you won’t use.

At A Glance

Intro Bonus

Cashback Match™

Annual Fee

$0

Regular APR

14.74% – 23.74% variable

  • Intro Offer: Discover will match all the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Receive Free Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.74% – 23.74%.

Rates & Fees

Annual Fee

$0

Intro Purchase APR

0% for 6 months

Regular APR

14.74% – 23.74% Variable

Intro Balance Transfers APR

10.99% for 6 months

Student Rating:

3.3 of 5   

Introductory Offer: 4.3

Interest and Fees:  4.0

Rewards Program:  4.0

Additional Features:  3.0

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