Top 6: Most Popular
Our experts analyzed 3,476 credit cards to find the 6 best credit card offers from our partners.The best credit cards will pay you cash back, offer luxury perks, provide travel rewards, and help you quickly pay off existing balances. Explore our top picks and start getting rewarded.
BEST SIGN-UP BONUS CREDIT CARD
7,800 Reviews
Chase Sapphire Preferred® Card
Rewards Rate
2X points on travel and dining at restaurants worldwide
1X 1 point per dollar spent on all other purchases
Good to ExcellentCredit Recommended (670-850)
at Chase’s Secure Site
THIS CARD IS BEST FOR
Getting a large sign-up bonus of flexible Chase Ultimate Rewards points
Why Apply?
After spending $4,000 within the first 3 months, you’ll earn 60,000 sign-up bonus points ($1,200 in value), which take on 25% more value when redeemed through Chase Ultimate Rewards. Considering how many travel partners Chase has, those points are extremely versatile.
At A Glance
Intro Bonus
60,000 points
Annual Fee
$95
Regular APR
16.99%–26.99% variable
- Chase Sapphire Preferred® named a ‘Best Travel Credit Card’ by MONEY® Magazine, 2016-2017
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
- No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards
Rates & Fees
Annual Fee
$0 Intro for the First Year, then $95
Intro Purchase APR
N/A
Regular APR
17.74% – 24.74% Variable
Intro Balance Transfers APR
N/A
Travel Rating:
4.3 of 5
BEST CASH BACK CREDIT CARD FOR EVERYDAY SPENDING
26,257 Reviews
Discover it® Cash Back
Rewards Rate
5% Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
1% Earn 1% unlimited cash back on all other purchases – automatically.
Good to ExcellentCredit Recommended (670-850)
at Discover’s Secure Site
THIS CARD IS BEST FOR
Earning a large first-year cash bonus on everyday purchases
Why Apply?
This card offers huge everyday earning potential considering the 5% cash back rewards rate on rotating categories like gas stations, grocery stores, restaurants, Amazon.com, wholesale clubs, and more (up to the quarterly max). Discover will also match all the cash back you earn at the end of your first year, which is a tough cash offer to pass up.
At A Glance
Intro Bonus
Cashback Match™
Annual Fee
$0
Regular APR
13.74% – 24.74% variable
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
- Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Redeem cash back any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- Receive Free Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
- No annual fee.
Rates & Fees
Annual Fee
$0
Intro Purchase APR
0% for 14 months
Regular APR
13.74% – 24.74% Variable
Intro Balance Transfers APR
0% for 14 months
Cash Back Rating:
4.1 of 5
BEST TRAVEL REWARDS CREDIT CARD
9,755 Reviews
Capital One® Venture® Rewards Credit Card
Rewards Rate
10X Earn 10X miles on thousands of hotels; learn more at hotels.com/venture
2X Earn 2X miles on every purchase, every day
Good to ExcellentCredit Recommended (670-850)
at Capital One’s Secure Site
THIS CARD IS BEST FOR
Booking and paying for hotels through hotels.com/venture
Why Apply?
Straightforward rewards aimed at frequent travelers. With a generous sign-up bonus of 50,000 miles and a high rewards rate of two miles per dollar of spending, the Venture Card is a wise choice for simple travel rewards, especially for hotels.
At A Glance
Intro Bonus
50,000 miles
Annual Fee
$95, waived first year
Regular APR
14.74% – 24.74% variable
- Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Named ‘The Best Travel Card’ by CNBC, 2018
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
Rates & Fees
Annual Fee
$0 intro for first year; $95 after that
Intro Purchase APR
N/A
Regular APR
14.74% – 24.74% (Variable)
Intro Balance Transfers APR
N/A
Travel Rating:
4.3 of 5
BEST NO ANNUAL FEE CREDIT CARD
9,884 Reviews
Chase Freedom Unlimited®
Rewards Rate
1.5% Unlimited 1.5% cash back on every purchase — it’s automatic!
Good to ExcellentCredit Recommended (670-850)
at Chase’s Secure Site
THIS CARD IS BEST FOR
Earning more than 1% cash back on every purchase without paying an annual fee
Why Apply?
For those interested in simple, predictable rewards, the Chase Freedom Unlimited is a top contender. Without paying an annual fee, you’ll earn 1.5% cash back on every purchase made. This card also has a generous sign-up bonus of $150 when you spend $500 in your first 3 months.
At A Glance
Intro Bonus
$150
Annual Fee
$0
Regular APR
16.99% – 25.74% variable
- Unlimited 1.5% cash back on every purchase – it’s automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
Rates & Fees
Annual Fee
$0
Intro Purchase APR
0% Intro APR on Purchases for 15 months
Regular APR
16.99% – 25.74% variable
Intro Balance Transfers APR
0% Intro APR on Balance Transfers for 15 months
No Annual Fee Rating:
3.5 of 5
BEST BUSINESS CREDIT CARD
New! Ink Business Unlimited℠ Credit Card
Rewards Rate
1.5% Earn unlimited 1.5% cash back on every purchase made for your business
Good to ExcellentCredit Recommended (740-850)
at Chase’s Secure Site
THIS CARD IS BEST FOR
Simplifying credit card rewards for business owners
Why Apply?
You have options with the Ink Business Unlimited Credit Card. Either maintain a simple rewards program for your business, knowing that you are earning 1.5% cash back on every purchase made with the card, or pair it with a premium card like the Ink Business Preferred and convert your cash back into Chase Ultimate Rewards points. All of that with no annual fee and a big sign-up bonus, and you have a great credit card for any business.
At A Glance
Intro Bonus
$500
Annual Fee
$0
Regular APR
14.99% – 20.99% variable
- Earn unlimited 1.5% cash back on every purchase made for your business
- 0% introductory APR for 12 months on purchases and balance transfers
- Employee cards at no additional cost
- No Annual Fee
Rates & Fees
Annual Fee
$0
Intro Purchase APR
0% Intro APR on Purchases for 12 Months
Regular APR
14.99% – 20.99% Variable
Intro Balance Transfers APR
0% Intro APR on Balance Transfers for 12 Months
Business Rating:
3.6 of 5
BEST STUDENT CREDIT CARD
1,099 Reviews
Discover it® Student Cash Back
Rewards Rate
5% Earn 5% cash back in rotating categories each quarter like gas stations, grocery stores, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate.
1% Earn 1% unlimited cash back on all other purchases – automatically.
Good to ExcellentCredit Recommended (580-740)
at Discover’s Secure Site
THIS CARD IS BEST FOR
Saving cash while building credit in college
Why Apply?
College students will love the 5% cash back on rotating categories each quarter like gas stations, grocery stores, restaurants, and Amazon.com upon activation (up to the quarterly max). Plus they get 1% cash back on non-bonus category purchases. That bonus rewards rate drops to 1% after spending $1,500 per quarter, which is just enough to cover typical college expenses without running up a daunting bill. In short, this card offers everything you need and nothing you won’t use.
At A Glance
Intro Bonus
Cashback Match™
Annual Fee
$0
Regular APR
14.74% – 23.74% variable
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Receive Free Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.74% – 23.74%.
Rates & Fees
Annual Fee
$0
Intro Purchase APR
0% for 6 months
Regular APR
14.74% – 23.74% Variable
Intro Balance Transfers APR
10.99% for 6 months
Student Rating:
3.3 of 5
