Top 6: Most Popular
Our experts analyzed 3,476 credit cards to find the 6 best credit card offers from our partners.The best credit cards will pay you cash back, offer luxury perks, provide travel rewards, and help you quickly pay off existing balances. Explore our top picks and start getting rewarded.
BEST SIGN-UP BONUS CREDIT CARD

Chase Sapphire Preferred® Card
Rewards Rate
1X 1 point per dollar spent on all other purchases
Why Apply?
After spending $4,000 within the first 3 months, you’ll earn 60,000 sign-up bonus points ($1,200 in value), which take on 25% more value when redeemed through Chase Ultimate Rewards. Considering how many travel partners Chase has, those points are extremely versatile.
At A Glance
Intro Bonus
60,000 points
Annual Fee
$95
Regular APR
16.99%–26.99% variable
- Chase Sapphire Preferred® named a ‘Best Travel Credit Card’ by MONEY® Magazine, 2016-2017
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
- No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards
Rates & Fees
Annual Fee
Intro Purchase APR
Regular APR
Intro Balance Transfers APR
Travel Rating:
4.3 of 5
BEST CASH BACK CREDIT CARD FOR EVERYDAY SPENDING

Discover it® Cash Back
Rewards Rate
1% Earn 1% unlimited cash back on all other purchases – automatically.
Why Apply?
At A Glance
Cashback Match™
$0
13.74% – 24.74% variable
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
- Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Redeem cash back any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- Receive Free Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
- No annual fee.
Rates & Fees
Annual Fee
Intro Purchase APR
Regular APR
Intro Balance Transfers APR
Cash Back Rating:
4.1 of 5
BEST TRAVEL REWARDS CREDIT CARD

Capital One® Venture® Rewards Credit Card
Rewards Rate
2X Earn 2X miles on every purchase, every day
Why Apply?
At A Glance
50,000 miles
$95, waived first year
14.74% – 24.74% variable
- Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Named ‘The Best Travel Card’ by CNBC, 2018
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
Rates & Fees
Annual Fee
Intro Purchase APR
Regular APR
Intro Balance Transfers APR
Travel Rating:
4.3 of 5
BEST NO ANNUAL FEE CREDIT CARD

Chase Freedom Unlimited®
Rewards Rate
Why Apply?
At A Glance
$150
$0
16.99% – 25.74% variable
- Unlimited 1.5% cash back on every purchase – it’s automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
- Free credit score, updated weekly with Credit Journey℠
- No annual fee
Rates & Fees
Annual Fee
Intro Purchase APR
Regular APR
Intro Balance Transfers APR
0% Intro APR on Balance Transfers for 15 months
No Annual Fee Rating:
3.5 of 5
BEST BUSINESS CREDIT CARD

New! Ink Business Unlimited℠ Credit Card
Rewards Rate
Why Apply?
At A Glance
$500
$0
14.99% – 20.99% variable
- Earn unlimited 1.5% cash back on every purchase made for your business
- 0% introductory APR for 12 months on purchases and balance transfers
- Employee cards at no additional cost
- No Annual Fee
Rates & Fees
Annual Fee
Intro Purchase APR
Regular APR
Intro Balance Transfers APR
0% Intro APR on Balance Transfers for 12 Months
Business Rating:
3.6 of 5
BEST STUDENT CREDIT CARD

Discover it® Student Cash Back
Rewards Rate
1% Earn 1% unlimited cash back on all other purchases – automatically.
Why Apply?
At A Glance
Cashback Match™
$0
14.74% – 23.74% variable
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Receive Free Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.74% – 23.74%.