Business Credit Cards

The best credit cards will pay you cash back, offer luxury perks, provide travel rewards, and help you quickly pay off existing balances. Our experts analyzed 3,476 credit cards to find the 6 best credit card offers from our partners. Explore our top picks and start getting rewarded.” have “Travel credit cards offer valuable rewards for all, whether you travel for business, pleasure, or both. Excellent perks like free checked bags or complimentary airport lounge access are the standard – both enticing and well worth it. From points and miles to luxury perks, these travel credit card offers from our partners are the best around.

BEST BUSINESS CREDIT CARD

New! Ink Business Unlimited℠ Credit Card

Rewards Rate
  • 1.5% Unlimited 1.5% cash back on every purchase — it's automatic!
  Good to ExcellentCredit Recommended (740-850)

at Chase’s Secure Site

THIS CARD IS BEST FOR

  Simplifying credit card rewards for business owners

Why Apply?

You have options with the Ink Business Unlimited Credit Card. Either maintain a simple rewards program for your business, knowing that you are earning 1.5% cash back on every purchase made with the card, or pair it with a premium card like the Ink Business Preferred and convert your cash back into Chase Ultimate Rewards points. All of that with no annual fee and a big sign-up bonus, and you have a great credit card for any business.

At A Glance

Intro Bonus

$500

Annual Fee

$0

Regular APR

14.99% – 20.99% variable

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No Annual Fee

Rates & Fees

Annual Fee

$0

Intro Purchase APR

0% Intro APR on Purchases for 12 Months

Regular APR

14.99% – 20.99% Variable

Intro Balance Transfers APR

0% Intro APR on Balance Transfers for 12 Months

    1,347 Reviews

Ink Business Cash℠ Credit Card

Rewards Rate
  • 5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • 2% Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • 1% Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  Excellent
Credit Recommended (740-850)

at Chase’s Secure Site

THIS CARD IS BEST FOR

  Get rewarded for business as usual

Why Apply?

You have options with the Ink Business Unlimited Credit Card. Either maintain a simple rewards program for your business, knowing that you are earning 1.5% cash back on every purchase made with the card, or pair it with a premium card like the Ink Business Preferred and convert your cash back into Chase Ultimate Rewards points. All of that with no annual fee and a big sign-up bonus, and you have a great credit card for any business.

At A Glance

Intro Bonus

$500

Annual Fee

$0

Regular APR

14.99% – 20.99% variable

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No Annual Fee

Rates & Fees

Annual Fee

$0

Intro Purchase APR

0% Intro APR on Purchases for 12 months

Regular APR

14.99% – 20.99% Variable

Intro Balance Transfers APR

0% Intro APR on Balance Transfers for 12 months

See Rates & Fees , Terms Apply

The Blue Business℠ Plus Credit Card from American Express

Rewards Rate
  • 2X Earn 2X points on everyday business purchases such as office supplies or client dinners
  • 1X 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter 
   Good to ExcellentCredit Recommended (670-850)

at American Express’s Secure Site

THIS CARD IS BEST FOR

  Get rewarded for business as usual

Why Apply?

Earn 2X points on everyday business purchases such as office supplies or client dinners

At A Glance

Intro Bonus

No current offer

Annual Fee

No annual fee

Regular APR

13.24% – 21.24% variable

  • Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • More buying power for your business* means more opportunities to earn points. That’s everyday business with the new Blue Business Plus Card.
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 13.24%, 17.24% or 21.24%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee
  • Terms Apply

Rates & Fees

Annual Fee

No annual fee

Intro Purchase APR

0% on purchases for 15 months

Regular APR

13.24% – 21.24% Variable

Intro Balance Transfers APR

0% on balance transfers for 15 months

    932 Reviews

Capital One® Spark® Cash for Business

Rewards Rate
  • 2% Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  Good to ExcellentCredit Recommended (670-850) 

at Capital One’s Secure Site

THIS CARD IS BEST FOR

  For grocery stores and all other purchases

Why Apply?

Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business

At A Glance

Intro Bonus

$500

Annual Fee

$95, waived first year

Regular APR

18.74% variable

  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $95 after that
  • Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend

Rates & Fees

Annual Fee

$0 intro for first year; $95 after that

Intro Purchase APR

N/A

Regular APR

18.74% (Variable)

Intro Balance Transfers APR

N/A

    581 Reviews

Capital One® Spark® Miles for Business

Rewards Rate
  • 2XEarn 2 miles per $1 on every purchase, every day
   Good to ExcellentCredit Recommended (670-850)

at Capital One’s Secure Site

THIS CARD IS BEST FOR

  Get rewarded for business as usual

Why Apply?

Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening

At A Glance

Intro Bonus

50,000 miles

Annual Fee

$95, waived first year

Regular APR

18.74%  variable

  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
  • Miles won’t expire for the life of the account, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $95 after that
  • There’s no limit to the amount of miles you can earn
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

Rates & Fees

Annual Fee

$0 intro for first year; $95 after that

Intro Purchase APR

N/A

Regular APR

18.74% (Variable)

Intro Balance Transfers APR

N/A

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